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From Phyllida's Desk

Double Indemnity

In all the "discussions" about the cost of healthcare and President Obama's castrated legislation, one question that is rarely asked is: why do we use "insurance" to pay for what is, or should be, on ongoing, regular household expense?

For those of you wondering who is this phantom blogger who has taken over Ann Herendeen's web site, and what happened to the real Ann Herendeen who writes about her bisexual m/m/f ménage fiction,  Read More 
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