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From Phyllida's Desk

Economics 101

The hardest course I encountered in my four years of college was Economics 101. In high school I had been one of those annoying students who was good at everything, and I assumed that, even if I didn't find basic economics thrilling, I would be able to get a decent grade and satisfy the distribution requirements (still in force in the 1970s), allowing me to pursue the history, literature, and the gods help me, philosophy, courses I preferred. Instead, from the get-go, it felt as if I had walked onto a friendly neighbor's freshly-mowed lawn and fallen into a cesspit of crazy.  Read More 
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Double Indemnity

In all the "discussions" about the cost of healthcare and President Obama's castrated legislation, one question that is rarely asked is: why do we use "insurance" to pay for what is, or should be, on ongoing, regular household expense?

For those of you wondering who is this phantom blogger who has taken over Ann Herendeen's web site, and what happened to the real Ann Herendeen who writes about her bisexual m/m/f ménage fiction,  Read More 
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